Q: I am twenty eight years old and have not performed the obligation of Hajj due to a number of debts. May I perform the obligation of Hajj without permission from my creditors? I know that there will not be enough money to pay this debt in the event of my death. May Allah reward you greatly!

A: The ability to perform Hajj is one of the conditions that make Hajj an obligation. Financial capability is one of the aspects of the ability to perform Hajj. He who is in debt is not obliged to perform Hajj if creditors prevent him from performing it until he repays them. In this case, this person is unable and therefore, Hajj is not obligatory upon him. However, if they do not ask him to repay the debt or if he knows that they will pardon him for deferring repayment, then he is allowed to perform Hajj. Hajj may bring him blessings that will facilitate the repayment of one's debts.

May Allah grant us success! May peace and blessings be upon our Prophet Muhammad, his family, and Companions!

Permanent Committee for Scholarly Research and Ifta'
Member Deputy Chairman Chairman
`Abdullah ibn Ghudayyan `Abdul-Razzaq `Afify `Abdul-`Aziz ibn `Abdullah ibn Baz

The second question of Fatwa No. 2325  [Source: Alifta.net]